About us

Pearl Mortgage and Protection Services Ltd

is a professional whole of market Mortgage Brokerage firm based in West London. Regardless of whether you are searching for cordial and straight forward home loan guidance or uncertain of the amount you can get or hoping to get your foot on the property ladder as first-time buyer with full range of affordable housing schemes or an experienced buyer looking to raise funds on any of the existing property, we can help you with the best solutions based on your circumstances.

We can also make sure you are adequately covered and can help with Life insurance & Critical illness cover, Family Income benefit, Income Protection, and Building & Content insurance.Ketan Gohil, founder and Mortgage adviser at Pearl Mortgage and Protection Services Ltd, has worked with the high street bank and independent mortgage network, gained extensive knowledge of mortgage and insurance industry. He can conduct independent research based on your preference and priority and recommend the most appropriate solutions for you, so your home buying or remortgaging process becomes hassle free.


Personal Protection

  • Life Insurance
    Life Insurance allows you to leave money behind for your family in the event of your death. This can be used to support to pay off a large debt such as your mortgage or to replace lost income. Life protection can give a level of consolation. It’s fast and simple to set up. Furthermore, it shouldn’t be costly.
  • Critical Illness Cover
    Critical illness insurance is designed to help, paying out a lump sum payment when you are diagnosed with one of the specific critical illnesses covered by your policy. If you are diagnosed with a critical illness, it can have a severe impact on your finances as you may need to take time off work for your treatment and recovery. You can utilize the claim amount anyway you like – regardless of whether that is to assist with taking care of wellbeing related expenses, month to month costs, or lost pay while you recover. It is important to be aware that not all conditions are covered, and the policy will also state how serious the condition must be before it will pay out.
  • Income Protection Cover
    This cover is designed to protect your income if you are out of work because of accident and/or sickness for a period of time and help cover costs of your mortgage, utility bills and family commitments. State benefits are not generous and only some employers will continue to support their staff through a long illness, so income protection policies can help families through difficult financial times.
  • Family Income Benefit
    Family income benefit life insurance is a way of securing a regular pay out for your family when you die. When you take out a family income benefit policy, you stipulate what income you would need your loved ones to receive, and over what time period. The insurer will work out what monthly premium you would need to pay in order to secure that cover. If you die after the term of the policy has finished, there will be no monthly pay out to your loved ones.
  • Building & Contents Insurance
    Having sufficient Building and Contents protection set up, guarantees your home and assets are shielded from awful occasions, like burglary, fire, or a catastrophic event like flooding.

    Building and Contents protection can be bought independently or together relying upon your requirements. We all realize that homes are something other than blocks and mortar and everybody’s individual necessities are different. We can assist you with buying new cover, tailor cover to your own prerequisites or check whether we can decrease the expense of your present cover. We are also able to provide Landlords Insurance for Let properties suited to landlord’s requirements.

Contact Us

    Pearl Mortgage and Protection Services Ltd is authorised and regulated by the Financial Conduct Authority. Our company details can be verified via visiting website www.register.fca.org.uk. Our FCA register number: 930667. Our Registered Office: 16 Kendal Close, Feltham, TW14 9QG. Registered in England and Our Company Number: 12666033.

    The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore primarily targeted at customers based in the UK.

    Please ensure you read our Privacy Notice before you contact us. The internet is not a secure medium and the privacy of your data cannot be guaranteed.

    Warning: Your home may be repossessed if you do not keep up repayments on your mortgage. Certain Buy to Let mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority’.

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